Eclat Services - Professional Title Research & Abstracting
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Service Specification • 08

Judgment & Lien Search

A Judgment & Lien Search investigates public records for monetary judgments, tax obligations, and statutory liens recorded against property owners, buyers, or the real estate parcel itself.

JudgmentsTax LiensUCC Filings

Common Transaction Uses

  • Pre-closing underwriting to ensure clear title free of monetary clouds
  • Credit risk assessment and debt recovery actions
  • Divorce proceedings, probate settlement, and corporate dissolution
  • Commercial loan underwriting and UCC fixture filings review
  • Lien payoff and release verification prior to funds disbursement

Public Records & Filings Examined

  • Civil court judgment dockets and money judgments
  • Federal tax liens (Internal Revenue Service)
  • State Department of Revenue income and sales tax liens
  • Mechanics', contractors', and materialmen's liens
  • Municipal code enforcement, environmental, and weed abatement liens
  • Child support judgments and domestic support obligations
  • Uniform Commercial Code (UCC) financing statements on fixtures
  • Notices of Lis Pendens (pending litigation notices)

Information Required to Request

  • Full individual name(s) or business entity name(s) to be searched
  • Property street address, county, and state
  • Tax Parcel Number (APN)
  • Known aliases or variations of names (e.g., maiden names, DBAs)

Examination Considerations

Searches are conducted across county recorder registries and local court judgment dockets. Common name matching rules and variations are systematically reviewed to prevent false positive identifications.

Frequently Asked Questions about Judgment & Lien Search

Do personal judgments attach to real property?

In most jurisdictions, a properly recorded money judgment creates a general lien on all real estate owned by the judgment debtor within that county.

What is the lifespan of a judgment lien?

Judgment lien duration varies by state statute, typically ranging from 5 to 20 years, and may be renewed or revived by creditor filings before expiration.

Order a Judgment & Lien Search

Submit your order identifiers through our contact form. Our intake team confirms receipt and initiates registry examination promptly.